Scholarships & Financial Aid
Florida Bright Futures
Scholarships and other aid
If you are planning on pursuing need-based financial assistance, please follow these instructions:
1. CSS Profile: Many colleges and universities, especially private ones, require that candidates for financial aid also complete the CSS profile. It collects additional family financial information to help schools evaluate your financial need. Go to http://www.collegeboard.org/profile for this form. To see a list of colleges that require the CSS Profile click here. The CSS Profile should be submitted ASAP after October 1.
2. FAFSA on the Web: The FAFSA is the Free Application for Federal Student Assistance. If you are an U.S. citizen or have U.S. residency status and you are seeking student financial aid you must complete the following FAFSA form, which can be downloaded at http://www.fafsa.ed.gov . The information provided on the FAFSA will determine what your Expected Family Contribution (EFC) will be. The Expected Family Contribution is used by colleges and universities to determine the amount of aid you qualify for. Typically, colleges and universities will subtract the family contribution from the total cost of attendance at the school to determine if you are eligible for need-based awards. Financial aid awards usually are relative to the difference between the Expected Family Contribution and the cost of attendance at the institution. Complete this form in early January and have the results sent directly by the Department of Education to the colleges your child is applying to.
To find out if you will qualify for need-based financial assistance your EXPECTED FAMILY CONTRIBUTION can be calculated at http://www.fafsa4caster.ed.gov/. This is a financial aid estimator that you can use before officially applying for financial aid using the Free Application for Federal Student Aid (FAFSA).
To estimate what your "net price" to attend a particular college or university will be, use the Net Price Calculator available on the College Board site. Net Price is the difference between the "sticker price" to attend a college, minus any grants and/or scholarships for which you may be eligible.
Financial Aid Terminology
Federal Pell Grants--a gift award that does not have to be repaid; ranges between $400 to $4,050 per year depending on need. Visit www.fafsa.com/Pell.htm for more information.
Federal Supplemental Educational Opportunity Grant (FSEOG)--additional gift to the especially needy to supplement the Pell Grant.
Florida Student Assistance Grant--need-based grants which provide assistance to Florida residents who are attending in-state colleges and universities. Grants range from $200 to $1,200 per academic year.
Florida Resident Access Grant--provides tuition assistance to Florida undergraduate students attending an eligible independent, non-profit Florida college or university. Amount varies depending on available funds.
Federal Family Education Loan Program--offers loans by private lenders to students and/or parents who demonstrate financial need:
Subsidized Federal Stafford Loan--loans up to $2,625 for first-year students; interest paid by federal government; repayment begins six months after student leaves school. Visit www.studentaid.ed.gov for more information.
Unsubsidized Federal Stafford Loan--available to those who do not demonstrate need; borrower is responsible for all interest that accrues from date of disbursement.
Federal PLUS Loan--no-need parent loan with variable interest rate capped at 9%; repayment must begin within 60 days of disbursement.
Federal Perkins Loan--need based, low-interest loan up to $3,000 awarded by the college at low interest rate to those with exceptional need.
College Work Study--federally funded program that enables qualified students to work part-time on campus.
D.O.E. Scholarship Programs (subject to state legislation)--awards offered through state agencies based on academic merit rather than financial need:
- Challenger Astronaut Memorial Fund
- Robert C. Byrd Honors Scholarship Program
- National Science Scholars Program
- Bright Futures Scholarship Program
Federal Student Aid Information Center: 800.433.3243
FAFSA Processing Center: 319.337.5665
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Florida Bright Futures
Saint Andrew's students are eligible to qualify for one of two Bright Futures Scholarships. Students who may qualify should register online at www.FloridaStudentFinancialAid.org in early February of their senior year:
The Florida Medallion Scholars Award (FMS): For year 2013-2014, $77 per semester hour of Florida public college tuition and fees, or the equal dollar amount applied to an eligible Florida private college. Please note: Awards for the 2014-2015 academic year will be available in Summer 2014, after the legislative session.
GPA: 3.0 weighted in 16 designated courses. (GPA is based on Florida scholarship weighting--.5 quality point added to unweighted value for more challenging, higher level courses).
- 4 English
- 4 Mathematics
- 3 Natural Science
- 3 Social Science
- 2 Foreign Language
May use up to 2 additional credits from courses in the academic areas listed above and/or AP, IB fine arts courses to raise GPA
Test Scores: 1170 SAT (based on the combined CR and Math sections only), 26 ACT (best combined scores, excluding writing section))
Community Service: 75 hours during grades 9-12
The Florida Academic Scholars Award (FAS): For year 2013-2014, $103 per semester hour of Florida public college tuition and fees will be awarded.
GPA: 3.5 weighted (as explained above) in the 16 academic courses
Test Scores: 1290 SAT, 29 ACT (best combined scores.)
Community Service: 100 hours during grades 9-12
Both awards are renewable for four years with GPA requirements. Other ways to qualify are to be a National Merit or National Achievement Scholarship Finalists
Important notes about Florida Bright Futures:
- Submission of a Free Application for Federal Student Aid (FAFSA) is NO LONGER required; however, students are encouraged to submit the FAFSA to learn of potential eligibility for additional state and federal aid.
- The award is activated at the beginning of the academic year after the student graduates; which begins in the fall. Students who enroll in a school for the summer will not be awarded any monies for that semester. In rare instances the DOE will distribute funds if they are available.
- The GPA from Saint Andrew's and the GPA calculated by the DOE are different. Because of this we encourage students whose Saint Andrew's GPA falls a little short of the requirement to still register as in some instances, depending on where your grades are strongest, you may have a higher GPA from the DOE.
- Apply during the last year in high school, before graduation, or forfeit all future eligibility for a Bright Futures Scholarship.
Important information on Reinstatement/Restoration:
- If an eligible student did not receive scholarship funds for the last academic year (fall through spring), a Reinstatement/Restoration Application must be completed and is available on the OSFA website at www.FloridaStudentFinancialAid.org to reinstate the scholarship. Select the links State Grants, Scholarships & Applications, Apply Here, and then Reinstatement/Restoration Application. New applications are available in February each year.
- A student must receive funding within three years after high school graduation or apply for reinstatement within three years after high school graduation.
- OSFA recommends that reinstatement applications be submitted online by July 1 for a timely fall disbursement or by December 15 for a timely spring disbursement. The deadline for submission of 2011-12 academic year reinstatement applications for both fall and spring (or equivalent) is May 30, 2012.
- If determined eligible for reinstatement, the student will receive the Bright Futures award (FAS, FMS, or GSV) for which the student was last eligible prior to reinstatement.
Visit Bright Futures at www.MyFloridaEducation.com/brfuture
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Scholarships and other aid
www.cfpbmc.org : accesses to a number of scholarships and resources offered by local organizations and individuals
www.scholarship.org : provides an online resource center and research library, which presents websites related to planning for college, financial aid opportunities and information about colleges and universities
www.uncf.org : offers a host of information opportunities and resources for minority students, especially those interested in attending Historically Black colleges or universities
www.hispanicfund.org : provides scholarship information and resources for Hispanic students
www.collegefund.org : has scholarship information and resources for American Indian students.
FastWeb : offers a quick and easy way to find scholarships and your dream school
College Express : is a great search engine for colleges, loans and scholarships
Stafford Loan Resource Center : provides information on federal loans and financial aid Online application
Colleges, College Scholarships, and Financial Aid page : Offers college-bound students free scholarship and college searches, as well as information on the SAT and ACT
The SmartStudent Guide to Financial Aid : offers a comprehensive listing of financial aid opportunities, including information on ROTC programs
The Princeton Review: provides online applications and services to improve your SAT score
Scholarships.com : provides free college scholarship searches and financial aid resources
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College Guidance Office | ph: 561.210.2410 | fax: 561.210.2417